Vaults

How FamilyOFX vaults work — invites, passwords, owner and multi-party approvals, and what KYC vs Succession silence means.

Vaults

Vaults are secure containers in FamilyOFX for sensitive files (KYC, succession, or other). Access is controlled with share invites and optional passwords or approvals — not by emailing files in the clear.

Vault types

TypeTypical useIf nobody replies in time
KYCIdentity and residency proofsRequest is denied automatically
SuccessionWills, keys, passwordsRequest is approved automatically (silence counts as consent), unless someone denied earlier
OtherGeneral secure filesRequest is denied automatically

Exact settings (owner approval, multi-party approvers, password) can still be changed per vault.

How an invite works

  1. Someone in the organisation shares the vault with your email.
  2. You receive an invite email with a link to open the vault invite.
  3. On that page you request access. You may need a password shared with you separately.
  4. If approvals are required, owners and/or listed approvers get decision emails with Approve and Deny buttons.
  5. When access is granted, return to the same invite link to open files (the session lasts about one hour).

Reopening the invite link resumes your existing request — you should not need to start a second request while one is still pending or unlocked.

Approval emails

If you received an email asking you to approve or deny vault access:

  • The message names the vault type (KYC, Succession, or Other) and what happens if you do nothing.
  • Use Approve … vault access or Deny … vault access — the buttons are signed links for that request only.
  • Approving grants a time-limited unlock for the requester after all required conditions are met.

Unexpected email or something wrong?

Vault emails are only sent when an organisation shares a vault with your address or when your approval is required for a request.

If you did not request access, were not expecting an invite or approval email, or believe a request is mistaken:

  • Do not approve access unless you recognise the vault and the requester.
  • Contact support@familyofx.com and describe what you received (subject line and roughly when). We can help investigate.

You can also reach the team from the FamilyOFX app via support chat, or reply to support@familyofx.com.